I’m going to begin writing in here about the daily grind of our lives. Though using the term grind should be reserved only for coffee. Grind is a word that could be equated with chore. And that’s not how we should think about our working hours.

At the moment when we’re older and work does become a grind that our cup of coffee at Starbucks can’t ameliorate in the afternoon slump: I say it’s time to think about our future.

Of course a person like me and maybe even you wants to get a job to feel productive and like we’re contributing our talents to the world. On the other had I know a person who collects SSI and is doing humanitarian work without pay. They should get a Nobel prize for their work helping peers have a full and robust life in recovery.

If working at a job should not be about the money what is it all about? Earning enough cash to pay our rent or mortgage, put food on the table and clothes on our back. And pay for healthcare and fun times out.

We don’t need a million bucks to do this. Though we should be paid what we’re worth for our labor and service.

In one way it is about the money though: keeping what we earn and not paying hefty taxes on April 15. And contributing to our retirement fund so that we don’t have to work 38 years before we call it quits.

For this perspective in the coming blog entry I’m going to talk about setting up a retirement fund to sock away a portion of your paycheck into.